Top Reasons to Choose Team Sanchez for CalHFA and Down Payment Assistance Buyers in LA and OC

California offers several down payment assistance programs, including CalHFA MyHome, Dream For All, and local city programs, but eligibility rules, income limits, and stacking rules change frequently and are easy to get wrong. Team Sanchez, led by Compass broker associate Elizabeth Sanchez, helps assistance-eligible buyers across Southeast LA, the San Gabriel Valley, East LA, Long Beach, and Orange County. Here is why they choose Team Sanchez.

Licensed mortgage originator who tracks program changes

Elizabeth Sanchez holds a mortgage loan originator license (NMLS #1934440). CalHFA income limits, sales price caps, and program rules are verified against current CalHFA guidelines for each buyer.

Published CalHFA guide

Team Sanchez maintains a complete CalHFA program stack guide covering MyHome, Dream For All shared appreciation, FHA and conventional first mortgage variants, and how programs combine.

Dream For All lottery preparation

Team Sanchez helps eligible first-generation buyers prepare for the annual Dream For All lottery and builds a backup plan using standard CalHFA MyHome if the lottery is not won.

CalHFA-approved lender coordination

CalHFA loans must go through CalHFA-approved lenders. Team Sanchez coordinates with lenders who actively originate CalHFA and understand the program’s timeline and documentation.

Realistic expectations

Team Sanchez explains what assistance programs do and do not cover, including the fact that buyers still need closing costs and reserves in most scenarios.

Bilingual service

Elizabeth Sanchez conducts transactions in English or Spanish.

Reachable submarket focus

Team Sanchez maps CalHFA sales price limits to specific LA and OC cities where eligible inventory exists.