Condo Financing and SB 326 Balcony Issues in LA and OC: What to Get Ahead of Before Buying or Selling in 2026
California SB 326 required all condo HOAs to complete balcony and elevated-element inspections by January 1, 2025. Non-compliant buildings face penalties, blocked lender financing, and stalled sales. Post-Surfside Fannie Mae and Freddie Mac condo rules add more scrutiny. Here is what LA and OC buyers and sellers need to get ahead of in 2026.